Shelter in place closures orders have impacted numerous businesses throughout Ohio. While some may have been able to adapt or operate having been declared “essential” many others have been significantly impacted. A question for every impacted business is likely whether any relief may be available under the entities business interruption coverage, or whether they have such coverage.
Business interruption claims as a result of the pandemic need to be presented specifically, and should not be attempted without the assistance of counsel. There are numerous hurdles to clear in order to have a compensable business interruption claim under most policies from describing the physical damage suffered to avoiding any applicable exclusions. If your business has been closed or significantly impacted as a result of an interruption of activity as a result of the COVID-19 pandemic, please don’t hesitate to contact Mike Sandner at Pickrel, Schaeffer and Ebeling. I will review the circumstances of your claim, your policy language, and guide you on the potential options that may be available.